Redeeming your personal credit means consolidating your credit into a single loan with a lighter term to reduce your debt. But, your concern remains to get the best rate for the repurchase of credit. It all depends on your project and therefore your loan application (amount borrowed and duration of loan redemption).
You are owner or first time buyers
You do not want to buy a home loan because your mortgage is recent and its APR is low. In your credit pool, you want to include all consumer loans, personal loans, work credits, revolving credits, any tax debts and overdrafts. So it will be said that your credit request is a personal credit redemption.
You can very well make a credit redemption online. We are at your disposal to help you obtain the best conditions for your credit redemption.
You are tenant or hosted free
You want to make a credit redemption and a mortgage then. In this case, all your credits, online credits (cash reserves) and personal loans will have to be collected in a personal loan buyback with the longest possible duration. This is to obtain the smallest possible monthly payment so that the real estate mortgage simulation is not “critical”. Therefore, we first offer a simulation credit redemption to tell your banker so he can calculate your future debt with the mortgage applied for.
Make a credit redemption with direct debit
If you are a homeowner or first-time homebuyer, the releases will not be prohibitive for your record. As long as you do not exceed 25 releases in the last 3 months of account statements (of all your accounts).
If you are renting or hosting free of charge, you must not exceed 5 rejections in the last 3 months and they must all be regularized.
New Loan offers you as soon as you have completed the online credit redemption request form, to make a redemption of credit in immediate simulation. What are you waiting for?